We asked my parents the best way to do this and they suggested to get an insurance broker. We contacted him and he did most of the work. He asked me if I would be planning on getting any surgeries this next year or having any children…these affect which plan you get and which deductible you will want.
He then went over all the terms we should know…and he put them in understandable terms. For instance, we had no idea what a deductible was. BUT we know what it is now! He also links up the insurance company with you for payment each month. He called us on the phone with the insurance company on the other line and helped out with the process. I honestly thought that I would have to find the plan myself, know all this information beforehand, and lets just say, I was stressing out.
The lesson to be learned here as newly weds, is get an insurance broker/agent. They don't cost anything and do everything for you! They answer all your questions and take the stress away. To celebrate our grown up accomplishment, we took a trip to Portland, Oregon where we served LDS missions and also met. It was lovely and I felt safe on the way there as my health was insured.
